A monthly bill tracker becomes necessary the moment your recurring bills outnumber your fingers. Rent, utilities, phone plan, health insurance, Netflix, gym membership — each has a different due date and often comes from a different card or account. So when payments go out at different times, it’s easy to lose track of exactly how much is leaving each month.
PaidUp brings all these recurring payments together in one checklist. PaidUp stores all data locally on your device and is available on both iOS and Android.
How This Monthly Bill Tracker Works
The main screen lists this month’s bills sorted by due date. Each item also has a D-day label, so you can immediately see what needs attention first. At the top, the app shows the total paid amount, the unpaid balance, and the overall payment progress — all at a glance.
Key Features
One Tap to Mark a Bill as Paid
Tap any item and the app marks it as paid. The checkmark appears immediately, and the progress bar and totals update right away.
Additionally, for bills that change each month — like electricity or water — enabling the variable amount option lets you enter the actual payment at the time of payment.
24-Month Bill History and Spending Trends
The history screen displays up to 24 months of payment records. It also shows monthly totals as a bar chart. Tapping any month, furthermore, reveals a detailed breakdown of every bill paid that month.
Add a Bill Once, Repeat Every Month
When adding a bill, you enter a category, name, amount, and due date. Turn on the monthly auto-repeat option and the item appears automatically each month — so you never need to re-enter it.
Categories include housing, communications, insurance, subscriptions, transport, and medical. A memo field also lets you save payment account or card details alongside each item.
Who This Bill Tracker Is For
PaidUp is not a full budgeting app. Instead, it focuses on fixed, recurring expenses — the bills that come back every month.
It works well in these situations:
- You have several bills with different due dates and occasionally miss one
- You want to see your total monthly fixed expenses at a glance
- Full-featured budget apps feel like too much, but a notes app is not organized enough
- Some bills change in amount each month and you want to record the actual amount paid
Find it on the App Store as PaidUp: Monthly Bill Checklist and on Google Play as PaidUp.
